News & Insights
AndPapers Q1 2021 | The start of the end or the end of the beginning?
2020 will forever be remembered as the year of the COVID-19 pandemic, which led to the most severe economic contraction in almost 100 years. In addition to COVID-19, 2020 was also memorable for other developments: As the world ground to a halt in March, policy...
Investment Alternatives for Low Yielding Sterling Debt
MACROECONOMIC BACKDROP We’ve recently written about negative rates in Europe and how European insurers can improve the yield on their portfolios. However, the low-yield environment is a global issue, not a regional problem. Of course, similar issues exist in the UK...
Global Captive Podcast | Bonus | The US Election and Captives
Chris Dalziel, Executive Director and Sanjay Joshi, Head of Fixed Income, sit down with Richard Cutcher, host of Global Captive Podcast provide an update on how the markets have reacted to the US elections and what this means for captives. Listen to the Podcast...
AndPapers Q4 2020 | Central Bank Mantra ‘Low for Longer’
The release of this outlook coincides with the 6-month anniversary of when the UK first entered lockdown. As households and companies adjust to this COVID-19 dominated era, so must investors. One of the main conclusions is that the combination of VUCA (Volatility,...
Global Captive Podcast | Episode 40
Chris Dalziel, Executive Director and Punit Patel, Equity Fund Manager, sit down with Richard Cutcher, host of Global Captive Podcast to give their latest Investment Update. Listen to the Podcast Episode below, to listen to London & Capital’s Investment update,...
Negative Yielding Debt in Europe
Revisiting Investment options for insurers holding negative yielding debt In 2019 we identified strategies that insurers should consider given the prevailing negative rates environment in Europe. Following the COVID-19 crisis in early 2020, there has been...
Is Cash King? A Case Study for European Insurers looking to reduce Regulatory Capital
Since the COVID-19 crisis escalated in early 2020, we have spoken with a number of insurers looking to reduce their regulatory capital requirement as a way to navigate a possible economic recession. For many of these insurers, common sense leads them to considering...
Note from the CIO 8th September
“The big money is not in the buying or in the selling, but in the waiting” Charlie Munger In the early months of the novel COVID-19 pandemic and the related shutdown of the economy, the pace of economic and health developments was frenetic. Nowadays the slower pace of...
Global Captive Podcast | Short | Restructuring a captive’s investment portfolio
Chris Dalziel, Executive Director and Shadrack Kwasa, Executive Director, sit down with Malcolm Cutts Watson, Founder and Managing Director of Cutts-Watson Consulting and Richard Cutcher, host of Global Captive Podcast to discuss how to restructure a captive’s...
Macro Outlook Q3 2020 | Where Now For The Global Economy?
Financial markets have rallied since April, with investors growing more confident that economies will turn around quickly from the fallout caused by the pandemic. Their optimism has increased in recent weeks as various countries have started to ease lock-down...
Bank Stress Test
Highlighting a strong and resilient banking sector fortified by regulators to withstand a once in a lifetime economic shock. Fed Vice Chair echoes our sentiment, “The banking system has been a source of strength during this crisis and the results of our sensitivity...
Does Regulatory Capital Help or Hinder During a Crisis? Part 3
We are now at the last part of our series on regulatory capital considerations for your insurance investment portfolio. Having looked at common issues insurers face when looking to raise the level of regulatory capital in their investment portfolios and the long-term...